{"id":131724,"date":"2013-03-09T17:08:02","date_gmt":"2013-03-09T15:08:02","guid":{"rendered":"http:\/\/www.nationalturk.com\/?p=131724"},"modified":"2013-03-09T17:08:02","modified_gmt":"2013-03-09T15:08:02","slug":"bankalardan-rekor-cezalara-sert-tepki-131724","status":"publish","type":"post","link":"https:\/\/www.nationalturk.com\/tr\/bankalardan-rekor-cezalara-sert-tepki-131724\/","title":{"rendered":"Bankalardan rekor cezalara sert tepki"},"content":{"rendered":"

\"tbb\"T\u00fcrkiye Bankalar Birli\u011fi (TBB), Rekabet Kurulu’nun, 12 bankan\u0131n mevduat, kredi ve kredi kart\u0131 hizmetleri alan\u0131nda rekabeti ihlal etti\u011fine ili\u015fkin karar\u0131na tepki g\u00f6sterdi. TBB, karar\u0131 yarg\u0131ya ta\u015f\u0131yaca\u011f\u0131n\u0131 a\u00e7\u0131klad\u0131.<\/h1>\n

TBB’den yap\u0131lan yaz\u0131l\u0131 a\u00e7\u0131klamada, Rekabet Kurulu’nun 12 bankaya ceza vermesinin T\u00fcrkiye Bankalar Birli\u011fi (TBB) taraf\u0131ndan tepkiyle kar\u015f\u0131land\u0131\u011f\u0131 belirtildi.<\/p>\n

\u201cVerilen karar\u0131n ger\u00e7ekleri yans\u0131tmad\u0131\u011f\u0131 ve adaletsiz oldu\u011fu\u201d iddia edilen a\u00e7\u0131klamada, \u201cRekabet Kurulu’nun, 12 bankan\u0131n mevduat, kredi ve kredi kart\u0131 hizmetleri alan\u0131nda rekabeti ihlal etti\u011fine ili\u015fkin karar\u0131, \u00fclkemizin, rekabetin en yo\u011fun ya\u015fand\u0131\u011f\u0131 ve en \u015feffaf sekt\u00f6r\u00fcnde faaliyet g\u00f6steren bankalar\u0131m\u0131zda \u00fcz\u00fcnt\u00fc, \u015fa\u015fk\u0131nl\u0131k ve hayal k\u0131r\u0131kl\u0131\u011f\u0131 ile kar\u015f\u0131lanm\u0131\u015ft\u0131r\u201d ifadelerine yer verildi.<\/p>\n

A\u00e7\u0131klamada, bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn, \u00f6zel d\u00fczenlemeleri olan ve \u00e7ok say\u0131da kamu kurumu taraf\u0131ndan denetlenen her faaliyeti kay\u0131tl\u0131, d\u00fczenli ve kontrole tabi bir sekt\u00f6r oldu\u011fu, geni\u015f kitlelerle muhatap oldu\u011fu ve ekonomide merkezi bir role sahip oldu\u011fu kaydedildi.<\/p>\n

Sekt\u00f6r\u00fcn, yap\u0131s\u0131 gere\u011fi y\u00fcksek rekabet alt\u0131nda \u00e7al\u0131\u015ft\u0131\u011f\u0131 vurgulanan a\u00e7\u0131klamada, \u201cRekabet Kurulu’nun karar\u0131 sekt\u00f6r\u00fcn bu farkl\u0131 yap\u0131s\u0131n\u0131 hi\u00e7 g\u00f6z \u00f6n\u00fcne almam\u0131\u015ft\u0131r. Oysa bankac\u0131l\u0131kta rekabet ihlali gibi nazik ve karma\u015f\u0131k bir konuda son derece hassas davran\u0131lmas\u0131, bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn d\u00fczenleyicisi ve denetleyicisi olan uzman kurumlar ile yak\u0131n ve konuya a\u00e7\u0131kl\u0131k getirici i\u015fbirli\u011fi yap\u0131lmas\u0131, sekt\u00f6r\u00fcn \u00f6zellikleri ile bu sekt\u00f6rden hizmet alanlar\u0131n davran\u0131\u015f bi\u00e7imlerinin tam olarak de\u011ferlendirilmesi beklenirdi\u201d g\u00f6r\u00fc\u015f\u00fc dile getirildi.<\/p>\n

\u201cDelil niteli\u011fi tart\u0131\u015fmal\u0131 yaz\u0131\u015fmalar…\u201d<\/p>\n

Soru\u015fturma ve karar a\u015famas\u0131nda, bankalar\u0131n i\u015fleyi\u015finin ve \u00f6zelliklerinin daha iyi anla\u015f\u0131lmas\u0131 i\u00e7in yeterli analizin yap\u0131lmad\u0131\u011f\u0131n\u0131n, ilgili uzman kurumlar\u0131n g\u00f6r\u00fc\u015f ve \u00f6nerilerinin yeterince dikkate al\u0131nmad\u0131\u011f\u0131n\u0131n anla\u015f\u0131ld\u0131\u011f\u0131 savunulan a\u00e7\u0131klamada, \u201cKarar\u0131n temelini te\u015fkil etti\u011fi ileri s\u00fcr\u00fclen, asl\u0131nda delil niteli\u011fi tart\u0131\u015fmal\u0131 yaz\u0131\u015fmalar, iktisadi hi\u00e7bir neden ve sonu\u00e7la da ili\u015fkilendirilmedi\u011finden ikna g\u00fcc\u00fcnden yoksundur. Var oldu\u011fu iddia edilen anla\u015fmalar\u0131, iktisadi ger\u00e7ekler do\u011frulamamaktad\u0131r\u201d denildi.<\/p>\n

\u201cKarar, bankalar taraf\u0131ndan yarg\u0131ya g\u00f6t\u00fcr\u00fclecek\u201d<\/p>\n

Mevduat ve kredi fiyatlamas\u0131nda her zaman \u00e7ok yo\u011fun bir rekabet ya\u015fand\u0131\u011f\u0131 halde, bu alanlarda rekabetin s\u0131n\u0131rland\u0131\u011f\u0131 y\u00f6n\u00fcndeki karar\u0131n, bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn yap\u0131s\u0131n\u0131 anlamaktan \u00e7ok uzak oldu\u011fu ve sekt\u00f6r\u00fcn itibar\u0131n\u0131 yok yere zedeledi\u011fi iddia edilen a\u00e7\u0131klamada, \u015funlar kaydedildi:<\/p>\n

\u201cRekabet Kurulu’nun karar\u0131, ger\u00e7ekleri yans\u0131tmaktan uzak, tutars\u0131z, hukuki dayanaklar\u0131 a\u00e7\u0131s\u0131ndan adaletsizdir ve bu haliyle sekt\u00f6rde g\u00fcvensizlik yaratm\u0131\u015ft\u0131r. Bankac\u0131l\u0131\u011f\u0131n itibar\u0131na zarar veren ve bankalar taraf\u0131ndan yarg\u0131ya da g\u00f6t\u00fcr\u00fclecek olan, hen\u00fcz kesinle\u015fmemi\u015f bu idari karar\u0131n, yarg\u0131 denetimi a\u015famas\u0131nda, her y\u00f6n\u00fcyle, geni\u015f bir \u015fekilde tekrar de\u011ferlendirilece\u011fine inan\u0131lmaktad\u0131r.<\/p>\n

Ayr\u0131ca sekt\u00f6r ger\u00e7eklerini yans\u0131tmaktan uzak ve bu y\u00fczden de temelden adaletsiz olan b\u00f6ylesi bir durumla bir daha kar\u015f\u0131la\u015fmamak amac\u0131yla, ilgili mevzuat\u0131n, sekt\u00f6r\u00fcn \u00f6zelliklerini dikkate al\u0131r bi\u00e7imde g\u00f6zden ge\u00e7irilmesi gerekmektedir. Bu ama\u00e7la, ilgili kurum ve kurulu\u015flar\u0131n da g\u00f6zetiminde, mevzuat\u0131n yeniden d\u00fczenlenmesi i\u00e7in getirilecek \u00f6neriler \u00fczerinde sekt\u00f6r\u00fcn \u00e7al\u0131\u015fmalara ba\u015flamas\u0131, TBB’nin g\u00fcndemine al\u0131nm\u0131\u015ft\u0131r.\u201d<\/p>\n\n","protected":false},"excerpt":{"rendered":"

T\u00fcrkiye Bankalar Birli\u011fi (TBB), Rekabet Kurulu’nun, 12 bankan\u0131n mevduat, kredi ve kredi kart\u0131 hizmetleri alan\u0131nda rekabeti ihlal etti\u011fine ili\u015fkin karar\u0131na tepki g\u00f6sterdi. TBB, karar\u0131 yarg\u0131ya ta\u015f\u0131yaca\u011f\u0131n\u0131 a\u00e7\u0131klad\u0131.<\/p>\n","protected":false},"author":4,"featured_media":180019,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[6199,6155,5005,349,6805],"tags":[108007,110888,22361,56528],"class_list":["post-131724","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","category-gundem","category-manset","category-son-dakika","category-turkiye","tag-rekabet-kurulu","tag-rekabet-kurulu-ceza","tag-tbb","tag-turkiye-bankalar-birligi"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/posts\/131724","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/comments?post=131724"}],"version-history":[{"count":0,"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/posts\/131724\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/media\/180019"}],"wp:attachment":[{"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/media?parent=131724"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/categories?post=131724"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/tags?post=131724"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}