Habert\u00fcrk’ten Rahim Ak’\u0131n haberine g\u00f6re, Bireysel Emeklilik Sistemi’nde (BES) reform \u00e7al\u0131\u015fmalar\u0131 s\u00fcr\u00fcyor. \u00c7al\u0131\u015fma hen\u00fcz ham a\u015famada ancak Hazine ve Maliye Bakan\u0131 Berat Albayrak’\u0131n Yeni Ekonomi Program\u0131’nda a\u00e7\u0131klad\u0131\u011f\u0131 reform \u00e7al\u0131\u015fmalar\u0131n\u0131 y\u00fcr\u00fcten dan\u0131\u015fman ekibi ayn\u0131 zamanda T\u00fcrkiye Sigorta Birli\u011fi’nden de destek al\u0131yor.<\/p>\n
Edinilen bilgilere g\u00f6re son olarak \u00fczerinde durulan sistem Avustralya modeli. Bu modeli emeklilik \u015firketlerinin daha fazla iste\u011fi bu konuda \u00e7al\u0131\u015fmay\u0131 derinle\u015ftirdikleri ifade ediliyor. Avustralya modeli emekli olana kadar sistemden \u00e7\u0131k\u0131\u015f\u0131 yasakl\u0131yor.<\/p>\n
Yani e\u011fer \u00fczerinde \u00e7al\u0131\u015f\u0131lan model kabul g\u00f6r\u00fcrse \u015fimdiye kadar \u00e7al\u0131\u015fanlar\u0131n otomatik olarak sisteme kaydedildi\u011fi Otomatik Kat\u0131l\u0131m da denilen Otomatik BES \u00e7al\u0131\u015fanlar\u0131n emeklili\u011fine kadar s\u00fcrecek. Bu s\u00fcre baz\u0131nda \u00e7al\u0131\u015fan sistemden \u00e7\u0131kamayacak.<\/p>\n
Tabi iki \u00f6l\u00fcm gibi m\u00fccbir sebepler bu s\u00fcreci bitirecek. Sistemden \u00e7\u0131k\u0131\u015f i\u00e7in di\u011fer bir neden de Avustralya’da oldu\u011fu gibi \u00e7al\u0131\u015fan\u0131n ilk ev sahibi olunmas\u0131. Birikimler ev sahibi olundu\u011funda bozulabilecek. \u00dcstelik y\u00fczde 25’lik devlet katk\u0131s\u0131 da ev i\u00e7in \u00f6denecek. Evin pe\u015finat\u0131n\u0131n y\u00fczde 25’i devlet taraf\u0131ndan sa\u011flanm\u0131\u015f olacak.<\/p>\n
Sistemin en \u00f6nemli avantajlar\u0131ndan birisi bu olacak. Konu ile ilgili TOK\u0130 ile \u00e7al\u0131\u015fmalar yap\u0131lmas\u0131 planlan\u0131yor.<\/p>\n
TOK\u0130’nin \u00e7al\u0131\u015fanlara \u00f6zel konut \u00fcretip sistemden \u00e7\u0131k\u0131lmas\u0131 halinde y\u00fczde 25 devlet katk\u0131s\u0131 ile birlikte birikimin \u00f6nce pe\u015finata kullan\u0131l\u0131p ard\u0131ndan \u00e7al\u0131\u015fanlar\u0131n evinin bitirilerek geri kalan tutar\u0131n taksitler halinde \u00f6denmesi planlan\u0131yor.
\n\u0130\u015eVEREN KATKILI OLANA TEK HESAP<\/p>\n
Ancak \u015fu anda otomatik olan BES’in bu \u015fekilde mecburi k\u0131l\u0131nmas\u0131 halinde G\u00f6n\u00fcll\u00fc BES’te hesab\u0131 olan \u00e7al\u0131\u015fanlar\u0131 da kapsamas\u0131 gerekecek. G\u00f6n\u00fcll\u00fc BES taraf\u0131nda fonlar \u00e7e\u015fitli oldu\u011fu i\u00e7in \u00e7al\u0131\u015fanlar\u0131n BES’inde de fonlar \u00e7e\u015fitlenecek. \u0130steyen alt\u0131n fonunu, isteyen d\u00f6viz isteyen hisse senedine yat\u0131r\u0131m yapan fonu se\u00e7ecek.<\/p>\n
\u00c7al\u0131\u015fmayanlar\u0131n BES’i ise oldu\u011fu gibi devam edecek. Ayn\u0131 \u015fekilde i\u015fveren katk\u0131l\u0131 fonlar da emekli olana kadar s\u00fcrecek ancak bu fonlarda bulunan \u00e7al\u0131\u015fanlara bir daha BES yap\u0131lmayacak, mevcut BES’leri devam edecek. \u0130\u015ften \u00e7\u0131kan veya \u00e7\u0131kar\u0131lanlar\u0131n ise hesaplar\u0131n\u0131n \u00e7al\u0131\u015fma s\u00fcresince dondurulaca\u011f\u0131 tabii ki fonda biriken paras\u0131n\u0131n ise i\u015flemeye devam edece\u011fi belirtiliyor.<\/p>\n\n","protected":false},"excerpt":{"rendered":"
Bireysel Emeklilik Sistemindeki reform \u00e7al\u0131\u015fmalar\u0131na g\u00f6re \u00f6l\u00fcm ve ciddi hastal\u0131klar d\u0131\u015f\u0131nda emekli olana kadar BES\u2019ten \u00e7\u0131k\u0131lamayacak. Di\u011fer ko\u015ful ev sahibi olmak. \u0130lk kez ev sahibi olacaklar BES\u2019ten \u00e7\u0131k\u0131p birikimini de evin pe\u015finat\u0131 olarak kullanacak. Bu durumda ev pe\u015finat\u0131n\u0131n y\u00fczde 25\u2019ini de devlet vermi\u015f olacak. Habert\u00fcrk’ten Rahim Ak’\u0131n haberine g\u00f6re, Bireysel Emeklilik Sistemi’nde (BES) reform \u00e7al\u0131\u015fmalar\u0131 …<\/p>\n","protected":false},"author":4,"featured_media":266641,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[6199,6155,5005,349,6805],"tags":[115298,115296,4110,157736],"class_list":["post-270226","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","category-gundem","category-manset","category-son-dakika","category-turkiye","tag-bes","tag-bireysel-emeklilik-sistemi","tag-haberturk","tag-rahim-ak"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/posts\/270226","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/comments?post=270226"}],"version-history":[{"count":0,"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/posts\/270226\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/media\/266641"}],"wp:attachment":[{"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/media?parent=270226"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/categories?post=270226"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/tags?post=270226"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}