{"id":273047,"date":"2019-01-08T14:57:52","date_gmt":"2019-01-08T11:57:52","guid":{"rendered":"https:\/\/www.nationalturk.com\/?p=273047"},"modified":"2019-01-08T14:57:52","modified_gmt":"2019-01-08T11:57:52","slug":"kredi-karti-borc-yapilandirmasinda-faiz-oranlari-belli-oldu","status":"publish","type":"post","link":"https:\/\/www.nationalturk.com\/tr\/kredi-karti-borc-yapilandirmasinda-faiz-oranlari-belli-oldu\/","title":{"rendered":"Kredi kart\u0131 bor\u00e7 yap\u0131land\u0131rmas\u0131nda faiz oranlar\u0131 belli oldu!"},"content":{"rendered":"

Kredi kart\u0131 bor\u00e7 yap\u0131land\u0131rmas\u0131nda faiz 24 aya kadar y\u00fczde 1.10, 60 aya kadar 1.20 olacak. Hali haz\u0131rda ihtiya\u00e7 kredisi \u00e7ekmek i\u00e7in Ziraat Bankas\u0131 24 aya y\u00fczde 2.35 faiz istiyordu.<\/h2>\n

Ziraat Bankas\u0131 kredi kart\u0131 bor\u00e7 yap\u0131land\u0131rmas\u0131nda faiz 24 aya kadar y\u00fczde 1.10, 60 aya kadar 1.20 olacak. Hali haz\u0131rda ihtiya\u00e7 kredisi \u00e7ekmek i\u00e7in Ziraat Bankas\u0131 24 aya y\u00fczde 2.35 faiz istiyordu.<\/p>\n

Kredi kart\u0131 bor\u00e7lular\u0131 i\u00e7in olu\u015fturulan paketin ismi \u2018Birle\u015ftiren \u0130htiya\u00e7 Kredisi\u2019 olarak a\u00e7\u0131kland\u0131.<\/p>\n

Yap\u0131lan yaz\u0131l\u0131 a\u00e7\u0131klamada \u015f\u00f6yle denildi:<\/p>\n

\u201cZiraat Bankas\u0131, kredi kart\u0131 bor\u00e7lar\u0131n\u0131 \u00f6demekte zorlanan m\u00fc\u015fterilerinin ihtiya\u00e7lar\u0131na cevap verebilecek nitelikte yeni bir uygulama ba\u015flatm\u0131\u015ft\u0131r. Uygulama, Ziraat Bankas\u0131’na kredi kart\u0131 borcu bulunan m\u00fc\u015fterilerin yan\u0131 s\u0131ra di\u011fer bankalara kredi kart\u0131 borcu bulunan ve \u00f6deme g\u00fc\u00e7l\u00fc\u011f\u00fc \u00e7eken vatanda\u015flar\u0131m\u0131z\u0131 da kapsayacakt\u0131r. Birle\u015ftiren \u0130htiya\u00e7 Kredisi ile bireysel m\u00fc\u015fterilerimize Bankam\u0131zdaki ve di\u011fer bankalardaki kredi kart\u0131 bor\u00e7lar\u0131n\u0131 gelirlerine uygun \u00f6deme plan\u0131 alt\u0131nda, uygun ko\u015fullarda birle\u015ftirme imkan\u0131 sunulmaktad\u0131r.<\/p>\n

S\u00f6z konusu \u00fcr\u00fcn ile gerek Ziraat Bankas\u0131 m\u00fc\u015fterilerinin, gerekse di\u011fer banka m\u00fc\u015fterilerinin bor\u00e7luluk d\u00fczeylerinin dengelenmesi, finansal yap\u0131lar\u0131n\u0131n daha sa\u011fl\u0131kl\u0131 ve y\u00f6netilebilir hale getirilmesi ama\u00e7lanmaktad\u0131r. Birle\u015ftiren \u0130htiya\u00e7 Kredisi kredi kartlar\u0131na uygulanan ayl\u0131k faiz oranlar\u0131ndan \u00e7ok daha uygun \u015fartlar ile 24 aya kadar ayl\u0131k %1,10 ve 60 aya kadar ayl\u0131k %1,20 faiz oranlar\u0131yla m\u00fc\u015fterilerimize sunulmaktad\u0131r.<\/p>\n

31 Aral\u0131k 2018\u2019e kadar olan bor\u00e7lar\u0131 kaps\u0131yor!<\/h3>\n

31 Aral\u0131k 2018 tarihi itibariyle nakit avans kullan\u0131lmas\u0131 veya kredi kart\u0131 harcamas\u0131 nedeniyle kart borcu \u00f6deme g\u00fc\u00e7l\u00fc\u011f\u00fc ya\u015fayan veya gecikmede olan vatanda\u015flar\u0131m\u0131z\u0131n \u00fczerindeki anapara ve faiz y\u00fck\u00fc Birle\u015ftiren \u0130htiya\u00e7 Kredisi ile azalt\u0131larak uygun vade se\u00e7enekleri ile kredi kart\u0131 bor\u00e7lar\u0131 \u00f6denebilir hale getirilecektir. Birle\u015ftiren \u0130htiya\u00e7 Kredisi ba\u015fvurular\u0131 \u015eubelerimiz arac\u0131l\u0131\u011f\u0131 ile yap\u0131labilecektir.\u201d<\/p>\n\n","protected":false},"excerpt":{"rendered":"

Kredi kart\u0131 bor\u00e7 yap\u0131land\u0131rmas\u0131nda faiz 24 aya kadar y\u00fczde 1.10, 60 aya kadar 1.20 olacak. Hali haz\u0131rda ihtiya\u00e7 kredisi \u00e7ekmek i\u00e7in Ziraat Bankas\u0131 24 aya y\u00fczde 2.35 faiz istiyordu. Ziraat Bankas\u0131 kredi kart\u0131 bor\u00e7 yap\u0131land\u0131rmas\u0131nda faiz 24 aya kadar y\u00fczde 1.10, 60 aya kadar 1.20 olacak. Hali haz\u0131rda ihtiya\u00e7 kredisi \u00e7ekmek i\u00e7in Ziraat Bankas\u0131 24 …<\/p>\n","protected":false},"author":9192198,"featured_media":258582,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[6745,6199,6155,6748,5005,6202,349,6805],"tags":[218102,10467,175575,205185,5230],"class_list":["post-273047","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-alisveris","category-ekonomi","category-gundem","category-is-dunyasi","category-manset","category-politika","category-son-dakika","category-turkiye","tag-borc-yapilandirma","tag-faiz-orani","tag-kredi","tag-kredi-karti-borcu","tag-ziraat-bankasi"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/posts\/273047","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/users\/9192198"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/comments?post=273047"}],"version-history":[{"count":0,"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/posts\/273047\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/media\/258582"}],"wp:attachment":[{"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/media?parent=273047"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/categories?post=273047"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/tags?post=273047"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}