{"id":279964,"date":"2019-07-09T14:08:11","date_gmt":"2019-07-09T11:08:11","guid":{"rendered":"https:\/\/www.nationalturk.com\/?p=279964"},"modified":"2019-07-09T14:08:11","modified_gmt":"2019-07-09T11:08:11","slug":"besten-nakit-cekme-olanagi","status":"publish","type":"post","link":"https:\/\/www.nationalturk.com\/tr\/besten-nakit-cekme-olanagi\/","title":{"rendered":"BES&#8217;ten &#8216;nakit \u00e7ekme\u2018 olana\u011f\u0131"},"content":{"rendered":"<h2 style=\"text-align: left;\">Bireysel Emeklilik Sistemi (BES) kat\u0131l\u0131mc\u0131lar\u0131, sa\u011fl\u0131k, evlilik, e\u011fitim, m\u00fclk sahibi olma gibi ihtiya\u00e7lar\u0131 nedeniyle sistemden \u00e7\u0131kmadan birikimlerinin bir k\u0131sm\u0131n\u0131 \u00e7ekebilecek.<\/h2>\n<p>Bu kapsamda, uzun vadeli tasarruf yapma e\u011filiminin g\u00fc\u00e7lendirilmesi ve bireylerin emeklilik gelirlerinin art\u0131r\u0131lmas\u0131 i\u00e7in kamu emeklilik sistemi d\u0131\u015f\u0131ndaki sistemlere kat\u0131l\u0131m te\u015fvik edilecek.<\/p>\n<p>BES kat\u0131l\u0131mc\u0131 say\u0131s\u0131, sistemde kal\u0131\u015f s\u00fcresi ve fon tutar\u0131n\u0131 art\u0131racak \u015fekilde geli\u015ftirilecek.<\/p>\n<p>Gen\u00e7 kesimde uzun d\u00f6nemli tasarruflar\u0131 cazip hale getirecek \u015fekilde BES&#8217;teki mevcut devlet destekleri ya\u015fa g\u00f6re farkl\u0131la\u015ft\u0131r\u0131lacak.<\/p>\n<h3>Sistemden \u00e7\u0131kmadan k\u0131sa vadeli nakit ihtiyac\u0131 \u00e7ekilebilecek<\/h3>\n<p>BES kat\u0131l\u0131mc\u0131lar\u0131n\u0131n k\u0131sa vadeli nakit ihtiya\u00e7lar\u0131 nedeniyle sistemden \u00e7\u0131k\u0131\u015flar\u0131n\u0131n \u00f6nlenmesi sa\u011flanacak. Bu ama\u00e7la sa\u011fl\u0131k, evlilik, e\u011fitim, m\u00fclk sahibi olma gibi ihtiya\u00e7lar nedeniyle bireylere sistemden \u00e7\u0131kmadan birikimlerinin bir k\u0131sm\u0131n\u0131 \u00e7ekme olana\u011f\u0131 tan\u0131nacak.<\/p>\n<h3>K\u0131dem tazminat\u0131yla entegre edilecek<\/h3>\n<p>Bireysel emeklilikteki otomatik kat\u0131l\u0131m sistemi, sistemde kal\u0131\u015f s\u00fcresi ve fon tutar\u0131n\u0131 art\u0131racak \u015fekilde yeniden d\u00fczenlenecek ve bireysel hesaplara dayal\u0131 kurulacak K\u0131dem Tazminat\u0131 Fonu ile entegre edilecek.<\/p>\n<p>Sekt\u00f6r\u00fcn, i\u015f kolu veya meslek esasl\u0131 tamamlay\u0131c\u0131 emeklilik kurumlar\u0131n\u0131n iyi uygulama \u00f6rnekleri do\u011frultusunda geli\u015ftirilmesi ve yayg\u0131nla\u015ft\u0131r\u0131lmas\u0131 sa\u011flanacak. \u00d6ncelikli sekt\u00f6rlerde \u015firket tasarruflar\u0131 ve verimli kullan\u0131m\u0131 ilave vergisel te\u015fviklerle art\u0131r\u0131lacak.<\/p>\n<p>\u00d6ncelikli sekt\u00f6rlerdeki \u015firketlerin nakit sermaye art\u0131r\u0131mlar\u0131 ilave vergisel d\u00fczenlemelerle te\u015fvik edilecek.<\/p>\n<h4>\u0130kinci konut ve sonras\u0131na vergisel d\u00fczenleme<\/h4>\n<p>\u0130kinci ve sonraki konut al\u0131mlar\u0131nda vergileme ve kredi kullan\u0131m\u0131na ili\u015fkin d\u00fczenleme ve uygulamalar g\u00f6zden ge\u00e7irilecek. \u0130mar de\u011fi\u015fikliklerinden kaynaklanan de\u011fer art\u0131\u015flar\u0131n\u0131n vergilendirilmesine ili\u015fkin mevzuat ve uygulama g\u00fc\u00e7lendirilecek.<\/p>\n<p>Hane halk\u0131 tasarruflar\u0131n\u0131n art\u0131r\u0131lmas\u0131n\u0131 temin i\u00e7in, bor\u00e7lanarak harcama yerine harcama \u00f6ncesinde tasarruf etme davran\u0131\u015f\u0131 desteklenecek.<\/p>\n<p>Dayan\u0131kl\u0131 t\u00fcketim mallar\u0131yla e\u011fitim, tatil gibi harcama kalemleri i\u00e7in bankalarda harcama kalemi grubuna \u00f6zel birikim hesaplar\u0131 olu\u015fturulacak ve bu birikimler kullan\u0131larak ger\u00e7ekle\u015ftirilen harcamalarda ilgili \u00fcr\u00fcnler i\u00e7in vergisel te\u015fvikler uygulanacak.<\/p>\n<p>Bu do\u011frultuda, ge\u00e7en y\u0131l y\u00fczde 26,5 olan yurt i\u00e7i tasarruflar\u0131n gayrisafi yurt i\u00e7i has\u0131la i\u00e7indeki pay\u0131n\u0131n plan sonunda y\u00fczde 30,3&#8217;e, BES kat\u0131l\u0131mc\u0131 say\u0131s\u0131n\u0131n 11,6 milyondan 15,2 milyona, BES fon tutar\u0131n\u0131n da 96,3 milyar liradan 296 milyar liraya \u00e7\u0131kar\u0131lmas\u0131 hedefleniyor.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bireysel Emeklilik Sistemi (BES) kat\u0131l\u0131mc\u0131lar\u0131, sa\u011fl\u0131k, evlilik, e\u011fitim, m\u00fclk sahibi olma gibi ihtiya\u00e7lar\u0131 nedeniyle sistemden \u00e7\u0131kmadan birikimlerinin bir k\u0131sm\u0131n\u0131 \u00e7ekebilecek. Bu kapsamda, uzun vadeli tasarruf yapma e\u011filiminin g\u00fc\u00e7lendirilmesi ve bireylerin emeklilik gelirlerinin art\u0131r\u0131lmas\u0131 i\u00e7in kamu emeklilik sistemi d\u0131\u015f\u0131ndaki sistemlere kat\u0131l\u0131m te\u015fvik edilecek. BES kat\u0131l\u0131mc\u0131 say\u0131s\u0131, sistemde kal\u0131\u015f s\u00fcresi ve fon tutar\u0131n\u0131 art\u0131racak \u015fekilde geli\u015ftirilecek. Gen\u00e7 &hellip;<\/p>\n","protected":false},"author":3,"featured_media":279967,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[6199,5005,6805],"tags":[115298,195946,75262],"class_list":["post-279964","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","category-manset","category-turkiye","tag-bes","tag-ekonomi","tag-kidem-tazminati"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/posts\/279964","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/comments?post=279964"}],"version-history":[{"count":0,"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/posts\/279964\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/media\/279967"}],"wp:attachment":[{"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/media?parent=279964"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/categories?post=279964"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/tags?post=279964"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}