Ziraat Bankas\u0131’ndan yap\u0131lan a\u00e7\u0131klamaya g\u00f6re, banka bug\u00fcnden ge\u00e7erli olmak \u00fczere, tutar\u0131 500 bine kadar konut kredilerine y\u00f6nelik faiz oranlar\u0131n\u0131, azami 180 ay vade i\u00e7in y\u00fczde 1’in alt\u0131na \u00e7ekerek ayl\u0131k y\u00fczde 0,99’a indirdi.<\/p>\n
Banka, tutar\u0131 500 bin lira ila 1 milyon lira aras\u0131nda bulunan konut kredileri i\u00e7in ayl\u0131k faiz oran\u0131n\u0131 da 180 ay vadeye kadar y\u00fczde 1,19’a d\u00fc\u015f\u00fcrd\u00fc. \u00d6te yandan 1 milyon lira ve \u00fczeri tutarl\u0131 konutlar i\u00e7in kredi kullan\u0131lmas\u0131 halinde, azami 180 ay vade i\u00e7in faiz oran\u0131 y\u00fczde 1,39 olarak belirlendi.<\/p>\n
Kredili \u00e7al\u0131\u015fan konut sekt\u00f6r\u00fc firmalar\u0131, Ziraat Bankas\u0131 ile anla\u015fmalar\u0131 halinde katk\u0131 pay\u0131 \u00f6deyerek daha uygun faiz oranlar\u0131 ile m\u00fc\u015fterilerine kredi kullanma imkan\u0131 sa\u011flayabilecek.<\/p>\n
T\u00fcketici kredisi faiz oranlar\u0131n\u0131 da d\u00fc\u015f\u00fcren Ziraat Bankas\u0131, azami 60 ay vade i\u00e7in maa\u015f m\u00fc\u015fterilerine y\u00fczde 1,49’dan, di\u011fer m\u00fc\u015fterilere ise y\u00fczde 1,59’dan t\u00fcketici kredisi kulland\u0131racak.<\/p>\n
\u00d6te yandan kredi de\u011ferlendirme notu A olan firmalar, y\u00fczde 17 faizle Ziraat Bankas\u0131’ndan kurumsal kredi kullanabilecek. Kurumsal kredi faizleri; kredi de\u011ferlendirme notu B olan firmalara y\u00fczde 17,50’den, C olan firmalara ise y\u00fczde 18’den uygulanacak. Yap\u0131land\u0131rma ve 24 aydan uzun vadeli kredilerde ise azami y\u00fczde 19 faiz oran\u0131 uygulanacak.<\/p>\n
Vak\u0131fBank da yar\u0131ndan itibaren ge\u00e7erli olmak \u00fczere t\u00fcketici ve konut kredisi faiz oranlar\u0131n\u0131 d\u00fc\u015f\u00fcrd\u00fc.<\/p>\n
Vak\u0131fBank’tan yap\u0131lan a\u00e7\u0131klamaya g\u00f6re, banka, T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131n\u0131n politika faiz oranlar\u0131nda 425 baz puan indirime gitmesinin ard\u0131ndan bor\u00e7lanma maliyetlerinde ya\u015fanan d\u00fc\u015f\u00fc\u015f\u00fc m\u00fc\u015fterilerine yans\u0131tt\u0131.<\/p>\n
Bu kapsamda banka, yar\u0131ndan itibaren ge\u00e7erli olmak \u00fczere, tutar\u0131 500 bin liraya kadar konut kredilerine y\u00f6nelik ayl\u0131k faiz oranlar\u0131n\u0131, azami 180 ay vade i\u00e7in y\u00fczde 1’in alt\u0131na \u00e7ekerek y\u00fczde 1,49’dan y\u00fczde 0,99’a indirdi. <\/p>\n
Banka, tutar\u0131 500 bin lira ila 1 milyon lira aras\u0131nda bulunan konut kredileri i\u00e7in ayl\u0131k faiz oran\u0131n\u0131 da 180 ay vadeye kadar y\u00fczde 1,19’a d\u00fc\u015f\u00fcrd\u00fc. \u00d6te yandan 1 milyon lira ve \u00fczeri tutarl\u0131 konutlar i\u00e7in kredi kullan\u0131lmas\u0131 halinde, azami 180 ay vade i\u00e7in faiz oran\u0131 y\u00fczde 1,39 olarak belirlendi.<\/p>\n
Vak\u0131fBank ayr\u0131ca, kampanyaya kat\u0131lan firmalar\u0131n konut projelerinden ev sat\u0131n almak isteyen bireysel m\u00fc\u015fteriler i\u00e7in faiz oran\u0131n\u0131 180 aya kadar ayl\u0131k y\u00fczde 0,79 olarak belirledi. <\/p>\n
Daha \u00f6nce y\u00fczde 1,78 d\u00fczeyinde bulunan t\u00fcketici kredisi faiz oranlar\u0131n\u0131 da d\u00fc\u015f\u00fcren Vak\u0131fBank, 90 bin liraya kadar azami 60 ay vade i\u00e7in maa\u015f m\u00fc\u015fterilerine y\u00fczde 1,49’dan, di\u011fer m\u00fc\u015fterilere ise y\u00fczde 1,59’dan t\u00fcketici kredisi kulland\u0131racak.<\/p>\n
“Ekonomideki olumlu havay\u0131 m\u00fc\u015fterilerimize derhal yans\u0131t\u0131yoruz”
\nA\u00e7\u0131klamada g\u00f6r\u00fc\u015flerine yer verilen Vak\u0131fBank Genel M\u00fcd\u00fcr\u00fc Abdi Serdar \u00dcst\u00fcnsalih, milli ekonomideki dengelenme s\u00fcreciyle birlikte TCMB’nin politika faizinde 425 baz puanl\u0131k indirime gitmesinin, bankalar\u0131n bor\u00e7lanma maliyetlerini \u00f6nemli \u00f6l\u00e7\u00fcde d\u00fc\u015f\u00fcrd\u00fc\u011f\u00fcn\u00fc vurgulad\u0131.<\/p>\n
Uluslararas\u0131 piyasalardan da T\u00fcrkiye’ye kaynak ak\u0131\u015f\u0131nda \u00f6nemli geli\u015fmeler ya\u015fand\u0131\u011f\u0131na i\u015faret eden \u00dcst\u00fcnsalih, “Bunun neticesinde biz de h\u0131zl\u0131 bir \u015fekilde kredi faiz oranlar\u0131m\u0131z\u0131 g\u00fcncelleyerek m\u00fc\u015fterilerimizin de bu olumlu havadan derhal faydalanmalar\u0131n\u0131 temin ettik. Merkez Bankas\u0131’n\u0131n karar\u0131ndan \u00f6nce de kredi faiz oranlar\u0131m\u0131z sekt\u00f6r ortalamas\u0131ndan daha d\u00fc\u015f\u00fck bir konumdayd\u0131. G\u00fcncel oranlar\u0131m\u0131zla da bu yakla\u015f\u0131m\u0131 s\u00fcrd\u00fcr\u00fcyoruz.” de\u011ferlendirmelerini yapt\u0131.<\/p>\n
\u00dcst\u00fcnsalih, yak\u0131n ge\u00e7mi\u015fte kulland\u0131r\u0131lmaya ba\u015flanan enflasyona endeksli konut kredisiyle de m\u00fc\u015fterilerine avantajl\u0131 \u00fcr\u00fcnler sunduklar\u0131n\u0131 an\u0131msatt\u0131.<\/p>\n
Vak\u0131fBank olarak T\u00fcrkiye bilan\u00e7osuna azami katk\u0131da bulunman\u0131n, \u00f6ncelikleri aras\u0131nda ilk s\u0131rada bulundu\u011funu aktaran \u00dcst\u00fcnsalih, \u015funlar\u0131 kaydetti:<\/p>\n
“Kamu bankalar\u0131 olarak zor d\u00f6nemlerde sergiledi\u011fimiz g\u00fc\u00e7l\u00fc duru\u015fu s\u00fcrd\u00fcr\u00fcyoruz. Karl\u0131l\u0131\u011f\u0131m\u0131z\u0131 ikinci plana b\u0131rakarak milli ekonomimizin yan\u0131ndaki g\u00fc\u00e7 olduk, olmaya da devam edece\u011fiz. Vak\u0131fBank olarak sadece bireysel kredilerde de\u011fil KOB\u0130 ve ticari segmentte de m\u00fc\u015fterilerimiz lehine en iyi \u015fartlar\u0131 sunmay\u0131 s\u00fcrd\u00fcr\u00fcyoruz. <\/p>\n
Devletimizin politikalar\u0131 neticesinde ekonomimizdeki hedeflere birer birer ula\u015f\u0131l\u0131rken biz de \u00fczerimize d\u00fc\u015feni yerine getirme gayretindeyiz. Bu d\u00f6nemde uluslararas\u0131 fonlar\u0131n \u00fclkemize olan ilgisi yeniden artm\u0131\u015f durumda. Biz de gerek kendi kaynaklar\u0131m\u0131zla gerekse yurt d\u0131\u015f\u0131ndan temin edece\u011fimiz fonlarla reel ekonominin ve hane halk\u0131n\u0131n yan\u0131ndaki g\u00fc\u00e7 olmaya devam edece\u011fiz.”<\/p>\n\n","protected":false},"excerpt":{"rendered":"
Ziraat Bankas\u0131, bug\u00fcnden ge\u00e7erli olmak \u00fczere konut, t\u00fcketici ve kurumsal kredi faiz oranlar\u0131n\u0131 d\u00fc\u015f\u00fcrd\u00fc. Ziraat Bankas\u0131’ndan yap\u0131lan a\u00e7\u0131klamaya g\u00f6re, banka bug\u00fcnden ge\u00e7erli olmak \u00fczere, tutar\u0131 500 bine kadar konut kredilerine y\u00f6nelik faiz oranlar\u0131n\u0131, azami 180 ay vade i\u00e7in y\u00fczde 1’in alt\u0131na \u00e7ekerek ayl\u0131k y\u00fczde 0,99’a indirdi. Banka, tutar\u0131 500 bin lira ila 1 milyon lira …<\/p>\n","protected":false},"author":4,"featured_media":280606,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[6199,6155,5005,349],"tags":[42819,5230],"class_list":["post-280605","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","category-gundem","category-manset","category-son-dakika","tag-vakifbank","tag-ziraat-bankasi"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/posts\/280605","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/comments?post=280605"}],"version-history":[{"count":0,"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/posts\/280605\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/media\/280606"}],"wp:attachment":[{"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/media?parent=280605"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/categories?post=280605"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/tags?post=280605"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}