{"id":286020,"date":"2020-02-10T11:05:57","date_gmt":"2020-02-10T08:05:57","guid":{"rendered":"https:\/\/www.nationalturk.com\/?p=286020"},"modified":"2020-02-10T11:06:43","modified_gmt":"2020-02-10T08:06:43","slug":"bankalar-masraf-adi-altinda-656-milyar-lira-topladi","status":"publish","type":"post","link":"https:\/\/www.nationalturk.com\/tr\/bankalar-masraf-adi-altinda-656-milyar-lira-topladi\/","title":{"rendered":"Bankalar “masraf” ad\u0131 alt\u0131nda 65,6 milyar lira toplad\u0131!"},"content":{"rendered":"

Bankalar\u0131n hizmet gelirleri ile kulland\u0131rd\u0131klar\u0131 krediler nedeniyle vatanda\u015ftan ald\u0131\u011f\u0131 \u00fccret ve komisyonlar\u0131n tutar\u0131, 2019’da bir \u00f6nceki y\u0131la g\u00f6re y\u00fczde 35 artarak 65,6 milyar liraya ula\u015ft\u0131.<\/h2>\n

AA muhabirinin Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (BDDK) verilerinden derledi\u011fi bilgilere g\u00f6re, bankalar\u0131n faiz d\u0131\u015f\u0131 gelirleri, 2019’da bir \u00f6nceki y\u0131la k\u0131yasla y\u00fczde 37 artarak 106,2 milyar liraya \u00e7\u0131kt\u0131.<\/p>\n

Vatanda\u015flar\u0131n en \u00e7ok kar\u015f\u0131la\u015ft\u0131\u011f\u0131 masraf kalemleri olan bankac\u0131l\u0131k hizmetleri ile kredi kulland\u0131r\u0131l\u0131rken al\u0131nan \u00fccret ve komisyonlar\u0131n tutar\u0131 ise s\u00f6z konusu d\u00f6nemde y\u00fczde 35 art\u0131\u015fla 65,6 milyar lira oldu. S\u00f6z konusu gelirlerin toplam faiz d\u0131\u015f\u0131 gelirler i\u00e7indeki pay\u0131 y\u00fczde 61,8 olarak hesapland\u0131.<\/p>\n

Ge\u00e7en y\u0131l bankalar, sadece hizmet geliri olarak 49,6 milyar lira, \u00fccret ve komisyon olarak da 16 milyar lira gelir kaydetti.<\/p>\n

Masraf kalemlerine \u00f6deme 5 y\u0131lda 200 milyar liray\u0131 a\u015ft\u0131<\/h3>\n

Vatanda\u015flar\u0131n en \u00e7ok kar\u015f\u0131la\u015ft\u0131\u011f\u0131 masraf kalemleri olan bankac\u0131l\u0131k hizmetleri ile kredi kulland\u0131r\u0131l\u0131rken al\u0131nan \u00fccret ve komisyonlar\u0131n tutar\u0131, son 5 y\u0131lda 209,3 milyar liraya ula\u015ft\u0131.<\/p>\n

Banka hizmetleri i\u00e7in vatanda\u015flar 5 y\u0131lda 159,3 milyar lira \u00f6derken, bankalar kulland\u0131rd\u0131klar\u0131 kredilerden ald\u0131\u011f\u0131 \u00fccret ve komisyonlardan 50 milyar lira gelir elde etti.<\/p>\n

Masraf kalemi 16’ya d\u00fc\u015ft\u00fc<\/h3>\n

BDDK ve T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB), i\u015flem maliyetlerinin d\u00fc\u015f\u00fcr\u00fclmesi amac\u0131yla finansal t\u00fcketicilerden ve ticari m\u00fc\u015fterilerden bankalar\u0131n alabilece\u011fi \u00fccret ve komisyonlar\u0131 yeniden d\u00fczenledi. <\/p>\n

B\u00f6ylece bankalar taraf\u0131ndan al\u0131nabilecek \u00fccret, masraf ve komisyonlar\u0131n say\u0131s\u0131 ticari m\u00fc\u015fterilerde 2 bin 400’den 51’e, finansal t\u00fcketicilerde 20’den 16’ya indi.<\/p>\n

D\u00fczenleme ile ticari kredilerde y\u00fczde 2 ila y\u00fczde 6 aral\u0131\u011f\u0131nda belirlenen erken \u00f6deme komisyonu, kalan vadesi 2 y\u0131la kadar olanlarda y\u00fczde 1’e, vadesi 2 y\u0131ldan uzun olanlarda y\u00fczde 2’ye d\u00fc\u015f\u00fcr\u00fcld\u00fc.<\/p>\n

Ticari kredi kartlar\u0131nda y\u00fczde 3-4 seviyelerinde olan nakit avans komisyonu da y\u00fczde 1 ile s\u0131n\u0131rland\u0131r\u0131ld\u0131. D\u00fczenlemeler, 1 Mart’tan itibaren y\u00fcr\u00fcrl\u00fc\u011fe girecek.<\/p>\n\n","protected":false},"excerpt":{"rendered":"

Bankalar\u0131n hizmet gelirleri ile kulland\u0131rd\u0131klar\u0131 krediler nedeniyle vatanda\u015ftan ald\u0131\u011f\u0131 \u00fccret ve komisyonlar\u0131n tutar\u0131, 2019’da bir \u00f6nceki y\u0131la g\u00f6re y\u00fczde 35 artarak 65,6 milyar liraya ula\u015ft\u0131. AA muhabirinin Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (BDDK) verilerinden derledi\u011fi bilgilere g\u00f6re, bankalar\u0131n faiz d\u0131\u015f\u0131 gelirleri, 2019’da bir \u00f6nceki y\u0131la k\u0131yasla y\u00fczde 37 artarak 106,2 milyar liraya \u00e7\u0131kt\u0131. Vatanda\u015flar\u0131n en …<\/p>\n","protected":false},"author":4,"featured_media":270829,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[6199,6155,5005,349],"tags":[],"class_list":["post-286020","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","category-gundem","category-manset","category-son-dakika"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/posts\/286020","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/comments?post=286020"}],"version-history":[{"count":0,"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/posts\/286020\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/media\/270829"}],"wp:attachment":[{"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/media?parent=286020"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/categories?post=286020"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/tags?post=286020"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}