{"id":99921,"date":"2012-03-03T14:59:07","date_gmt":"2012-03-03T12:59:07","guid":{"rendered":"http:\/\/www.nationalturk.com\/?p=99921"},"modified":"2012-03-03T14:59:07","modified_gmt":"2012-03-03T12:59:07","slug":"bankalar-birliginden-kredi-karti-aidati-aciklamasi-99921","status":"publish","type":"post","link":"https:\/\/www.nationalturk.com\/tr\/bankalar-birliginden-kredi-karti-aidati-aciklamasi-99921\/","title":{"rendered":"Bankalar Birli\u011fi’nden Kredi kart\u0131 aidat\u0131 a\u00e7\u0131klamas\u0131"},"content":{"rendered":"

\"\"T\u00fcrkiye Bankalar Birli\u011fi (TBB), yarg\u0131tay 13. Hukuk Dairesi’nin karar\u0131n\u0131n, kredi kart\u0131 \u00fccretlerinin yasal dayana\u011f\u0131n\u0131n bulunmad\u0131\u011f\u0131 ve kart hamillerinin son 10 y\u0131lda \u00f6dedikleri kart \u00fccretlerini bankalardan geri talep edebileceklerine imkan verildi\u011fi \u015feklinde yorumlanmas\u0131n\u0131n s\u00f6z konusu olmad\u0131\u011f\u0131n\u0131 bildirdi.<\/h1>\n

TBB’den yap\u0131lan a\u00e7\u0131klamada, son g\u00fcnlerde bas\u0131n ve yay\u0131n organlar\u0131nda, kredi kartlar\u0131na ili\u015fkin olarak Resmi Gazete’nin 6 Aral\u0131k 2011 tarihli n\u00fcshas\u0131nda yay\u0131mlanan Yarg\u0131tay 13. Hukuk Dairesi’nin 18 Temmuz 2011 tarihli karar\u0131na at\u0131fta bulunularak, kredi kart\u0131 \u00fccretlerinin 10 y\u0131l geriye d\u00f6n\u00fck olarak al\u0131nabilece\u011fi y\u00f6n\u00fcnde haber ve yorumlar\u0131n yer ald\u0131\u011f\u0131 an\u0131msat\u0131ld\u0131.
\nBu \u00e7er\u00e7evede, baz\u0131 m\u00fc\u015fterilerin \u00f6dedikleri kredi kart\u0131 \u00fccretlerinin kendilerine iadesi i\u00e7in bankalara ba\u015fvurduklar\u0131 g\u00f6zlemlendi\u011fi belirtilen a\u00e7\u0131klamada, \u015funlar kaydedildi:\u00a0”Yarg\u0131tay 13. Hukuk Dairesi’nin kredi kart\u0131 \u00fccretlerine ili\u015fkin yerle\u015fik kararlar\u0131nda, bankalar\u0131n g\u00f6rd\u00fckleri hizmetin uygun bir kar\u015f\u0131l\u0131\u011f\u0131n\u0131 isteme hakk\u0131na sahip olduklar\u0131, kredi kart\u0131 hizmetinin bankalar i\u00e7in riskinin yan\u0131 s\u0131ra bir maliyetinin de bulundu\u011fu, bankalar\u0131n bu maliyeti s\u00f6zle\u015fme ile kredi kart\u0131 kullan\u0131c\u0131lar\u0131na yans\u0131tmas\u0131n\u0131n do\u011fal oldu\u011fu, bankalar\u0131n 5464 say\u0131l\u0131 Banka Kartlar\u0131 ve Kredi Kartlar\u0131 Kanunu h\u00fck\u00fcmleri gere\u011fince belirledikleri bir \u00fccreti kart kullan\u0131c\u0131lar\u0131ndan talep edebilecekleri \u00f6ng\u00f6r\u00fclmektedir.<\/p>\n

Bas\u0131n ve yay\u0131n organlar\u0131nda yer alan Yarg\u0131tay Cumhuriyet Ba\u015fsavc\u0131l\u0131\u011f\u0131n\u0131n kanun yarar\u0131na temyiz yolu ile Yarg\u0131tay 13. Hukuk Dairesi’ne giden dosya ile ilgili an\u0131lan Yarg\u0131tay karar\u0131n\u0131n incelenmesinden, T\u00fcketici Mahkemesi karar\u0131n\u0131n, s\u00f6zle\u015fme ili\u015fkisi varken ve Bor\u00e7lar Kanunu’ndaki 10 y\u0131ll\u0131k zaman a\u015f\u0131m\u0131 s\u00fcresi dikkate al\u0131nmas\u0131 gerekirken, sebepsiz zenginle\u015fmedeki 1 y\u0131ll\u0131k zaman a\u015f\u0131m\u0131 s\u00fcresinin esas al\u0131nmas\u0131 nedeniyle bozuldu\u011fu anla\u015f\u0131lmaktad\u0131r. Yarg\u0131lama s\u0131ras\u0131nda davac\u0131 banka esasa ili\u015fkin savunmalar\u0131ndan \u00f6nce usul a\u00e7\u0131s\u0131ndan zaman a\u015f\u0131m\u0131 itiraz\u0131nda bulunmu\u015f, Mahkeme taraf\u0131ndan da esasa girilmeden, zaman a\u015f\u0131m\u0131 s\u00fcresi gerek\u00e7e g\u00f6sterilerek davan\u0131n reddine karar verilmi\u015ftir.”<\/p>\n

A\u00e7\u0131klamada, ”Sonu\u00e7 olarak; Yarg\u0131tay 13. Hukuk Dairesi’nin 18 Temmuz 2011 tarih ve 2011\/4736 E., 2011\/11579 K. say\u0131l\u0131 karar\u0131n\u0131n, kredi kart\u0131 \u00fccretlerinin yasal dayana\u011f\u0131n\u0131n bulunmad\u0131\u011f\u0131 ve kart hamillerinin son 10 y\u0131lda \u00f6dedikleri kart \u00fccretlerini bankalardan geri talep edebileceklerine imkan verildi\u011fi \u015feklinde yorumlanmas\u0131 s\u00f6z konusu de\u011fildir” denildi.<\/p>\n\n","protected":false},"excerpt":{"rendered":"

T\u00fcrkiye Bankalar Birli\u011fi, yarg\u0131tay 13. Hukuk Dairesi’nin karar\u0131na g\u00f6re kredi kart\u0131 \u00fccretlerinin yasal dayana\u011f\u0131n\u0131n bulunmad\u0131\u011f\u0131 kart \u00fccretlerini bankalardan geri talep edilemeyece\u011fini a\u00e7\u0131klad\u0131.<\/p>\n","protected":false},"author":651,"featured_media":99928,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[6199,6805],"tags":[56527,91333,22361,56528],"class_list":["post-99921","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","category-turkiye","tag-kredi-karti","tag-kredi-karti-kullanimi","tag-tbb","tag-turkiye-bankalar-birligi"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/posts\/99921","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/users\/651"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/comments?post=99921"}],"version-history":[{"count":0,"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/posts\/99921\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/media\/99928"}],"wp:attachment":[{"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/media?parent=99921"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/categories?post=99921"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nationalturk.com\/tr\/wp-json\/wp\/v2\/tags?post=99921"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}